Auto Sales and Finance in Amarillo, TX | Inventory

At Auto Sales and Finance in Amarillo, Texas, our mission is to provide all our customers with an extensive range of high-quality pre-owned vehicles at competitive prices.

Every vehicle is thoroughly inspected and serviced to ensure it meets our rigorous standards of quality and reliability. 

We also offer flexible financing options to suit every budget, regardless of credit history.

Our friendly and knowledgeable staff is always ready to provide excellent customer service, guiding you through every step of the buying process. 

At Auto Sales and Finance, we don’t just sell cars; we build relationships.


Auto sales and finance in Amarillo, Texas, constitute a significant industry within the region, catering to the transportation needs of its residents.

From purchasing a new or used vehicle to securing the necessary financing for such purchases, Amarillo offers a range of options for prospective car buyers.

This comprehensive overview will delve into Amarillo’s auto sales and finance landscape, covering dealerships, financing options, and the car buying process.

Auto Sales And Finance In Amarillo, TX

1. Automotive Industry in Amarillo

a. Market Overview

Amarillo, a significant city in Texas, has a thriving automotive industry. 

It hosts a diverse range of dealerships representing various brands and models, catering to the preferences and needs of the local population.

b. Economic Impact

The automotive industry significantly contributes to Amarillo’s economy by creating job opportunities, generating tax revenue, and stimulating local businesses. 

The presence of dealerships also fosters a competitive market, benefiting consumers with various choices.

Auto Sales And Finance In Amarillo, TX

2. Auto Dealerships in Amarillo

a. New Car Dealerships

Amarillo has several new car dealerships representing domestic and international brands. 

These dealerships showcase the latest models and offer a range of options, including sedans, SUVs, trucks, and more.

b. Used Car Dealerships

Used car dealerships are prevalent in Amarillo, providing a wide selection of pre-owned vehicles. This offers budget-friendly options for buyers looking for reliable vehicles without the price tag of a new car.

c. Specialized Dealerships

Some dealerships in Amarillo specialize in specific vehicle types, such as luxury cars, sports cars, or electric vehicles. 

These dealerships cater to a niche market and provide specialized services.

Auto Sales And Finance In Amarillo, TX

3. Financing Options for Auto Purchases

a. Traditional Financing

Prospective car buyers in Amarillo can opt for traditional financing through banks, credit unions, or financial institutions. 

This involves obtaining a car loan with fixed or variable interest rates and repaying it monthly.

b. Dealership Financing

Many dealerships in Amarillo offer in-house financing options. 

They partner with lending institutions and can facilitate financing, often providing competitive rates and convenient repayment terms.

c. Lease Options

Leasing a vehicle is another popular option in Amarillo. 

Consumers can lease a car for a specific term, usually three to five years, paying a monthly fee. 

At the end of the lease, they may have the option to purchase the vehicle.

d. Buy Here, Pay Here (BHPH) Dealerships

BHPH dealerships provide financing directly to buyers, especially those with poor or no credit history. 

They often have more lenient approval criteria and allow buyers to make payments directly to the dealership.

e. Credit Unions

Joining a credit union in Amarillo can be a beneficial financing option. Credit unions typically offer their members competitive interest rates and terms for auto loans.

Auto Sales And Finance In Amarillo, TX

4. The Car Buying Process

a. Research and Vehicle Selection

Start by researching the type of vehicle that suits your needs, considering factors such as size, fuel efficiency, features, and budget. 

Narrow down your choices to a few models that you’re interested in.

b. Test Drives

Visit dealerships in Amarillo to test drive the vehicles on your shortlist. 

This hands-on experience will help you assess each vehicle’s comfort, performance, and overall feel.

c. Negotiation and Pricing

Negotiate the price of the vehicle with the dealership. 

Researching the car’s fair market value is essential to ensure you get a reasonable price.

d. Financing Approval

Once you’ve agreed on the price, explore the financing options available. 

Submit necessary documents for approval and review the terms and interest rates to make an informed decision.

e. Documentation and Finalizing the Deal

Complete the required paperwork, including the sales contract and financing agreement. 

Ensure that you understand all terms and conditions before finalizing the purchase.

f. Vehicle Delivery

After completing the paperwork and payment, take delivery of your new or used vehicle. 

Familiarise yourself with the features and operation of the car.

5. Post-Purchase Services and Support

a. Vehicle Service and Maintenance

Post-purchase, it’s crucial to maintain your vehicle to ensure it performs optimally and has a long lifespan. 

Many dealerships in Amarillo offer scheduled service appointments and have certified technicians who can assist with maintenance needs.

b. Warranty and Insurance

Understanding your vehicle’s warranty and securing insurance coverage are essential post-purchase steps.

Ensure to clarify coverage and terms with your dealership or insurance provider.

c. Roadside Assistance

Many manufacturers and dealerships offer roadside assistance programs as part of their post-purchase services. 

This can provide peace of mind, especially in case of emergencies or unexpected breakdowns.

d. Customer Support

Good dealerships in Amarillo are about more than just making a sale. 

They offer continuous customer support, assisting with any issues or inquiries related to the vehicle post-purchase. 

Choosing a dealership that values customer satisfaction and has a dedicated customer support team is essential.

e. Trade-In Options

If you decide to upgrade or change your vehicle, some dealerships in Amarillo offer trade-in options. 

This allows you to exchange your existing car for a new or used one, simplifying switching vehicles.


Auto sales and finance in Amarillo, TX, offer diverse options for consumers seeking a vehicle. From a wide array of dealerships representing different vehicle types to varied financing options tailored to individual needs, the automotive industry in Amarillo plays a vital role in serving the transportation requirements of the local population. Understanding the car buying process and available financing choices is crucial for making an informed decision and driving off with the ideal vehicle.


What are the advantages of dealership financing?

Dealership financing can streamline car buying as the dealership works directly with financial institutions. This can often lead to competitive rates, convenience, and sometimes promotions like cash-back offers or lower interest rates.

How does leasing a vehicle work?

Leasing a vehicle involves paying a monthly fee to use a car for a specific term, usually 3-5 years. At the end of the term, you can choose to return the vehicle or purchase it.

What is a Buy Here, Pay Here dealership?

BHPH dealerships provide direct financing to buyers, typically those with poor or no credit history. These dealerships often have more lenient approval criteria but might also carry higher interest rates.

Auto Sales And Finance – Amarillo, TX

The automotive industry in Amarillo, TX, stands out for its diversity and customer-centric approach. With options to suit varying budgets, preferences, and needs, consumers are assured of finding a vehicle that aligns with their requirements.

From the initial stages of research to post-purchase support, Amarillo automotive businesses provide comprehensive assistance at every step, ensuring a smooth and rewarding car-buying experience.

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